Were you injured in the workplace and want to use workers compensation to help pay for your medical bills? If so, it will help to know how to use this type of insurance so that you don't have to pay out of pocket.
Get Immediate Medical Treatment
The first thing to know is that you should receive immediate medical treatment if you are injured at work and the injury is serious. You should try to see a doctor that is within the network that is approved by your employer. But, depending on the state you live in, you may be able to see a doctor of your choice, especially if it is an emergency. Your medical care is what is most important right after the accident happens, and getting immediate care will help prove how serious your injury is.
You'll want to start taking evidence to support your workers compensation claim when possible. Start by documenting your injury with photographs, since that is easy to do and will make the state of your injury very apparent. Take photos of the scene of the accident as well, since there may be evidence that helps show how the accident happened. You'll also want to talk to anybody that witnessed the accident and get their contact information. This evidence is going to help make your case stronger.
Inform Your Supervisor
Make sure you let your supervisor know about the accident in a timely manner since there are state rules regarding how many days you have to report an injury. Make sure that you inform your supervisor in writing so that it is well documented, rather than telling them in person.
File A Claim
You'll need to fill out the proper paperwork as soon as possible to avoid delays with your claim. Always fill out the form yourself, but if your employer fills out the form for you, make sure that you agree with everyone on the form before you sign it. Your employer will take part in the next step of filing it with their workers compensation insurance provider.
Consider Hiring A Lawyer
Your case will likely be complicated. It is worth having a consultation with an injury lawyer to review your case and see if they can help. Consultations are typically free and can provide insight into the complexities of your case and how they can help you get the compensation you deserve. You may be surprised at the ways they can help.
For more information, contact an attorney in your area, such as William J. Cooley, Personal Injury Attorney.